The Role of Credit Scores in Securing a Favorable Mortgage Rate
Embarking on the journey of homeownership involves navigating a myriad of financial considerations, and at the forefront of this venture is the often mysterious realm of credit scores. Understanding the…
What Is A Mortgage Payment?
Today, we are going to dive into the nitty-gritty of what makes up your monthly mortgage payment. You might be surprised to learn that it's not just about repaying…
The Mortgage Hack That Can Save You Thousands: The Biweekly Payment Program
So, you've just taken the plunge and secured a 30-year fixed-rate mortgage. But the thought of three long decades of monthly payments might be daunting. You might wonder if there's…
Self Employed Mortgage: How to get approved in 2023 with Non QM Loans
Unveiling the Magic of Non-QM Mortgages Emerging from the shadows of the pandemic, you find yourself steering a thriving business ship. Revenue is scaling heights that leave you…
FHA Loan – What is it and How Does it Work?
In a world where homeownership seems like an elusive dream for those with less-than-perfect credit scores or limited down payment savings, a glimmer of hope emerges in the form…
Lock or Float?
In today's market update, we're going to be talking about a very important concept. Lock or float, and why it is very important to you, the consumer or a realtor…
New Conforming Loan Limit: How will it affect you!
The government just increased the conforming loan limits and here is everything you need to know about it. What is a conforming loan? A conforming loan. It has to do…
Monday Mortgage Minute with D&G
It’s time again for Mortgage Minute with D&G, and by D&G, that means Daniella and Gabriella if you guys don't know. We are at a time when mortgage demand is…
3, 2, 1 Buydown
How can you get a lower interest rate in this housing market? I’d like to talk about the Two-One Buydown. Make sure to read until the end to determine how…
Speed, Options, and Service.
Here are three reasons why you need to work with a mortgage broker. The three reasons are speed, options, and service speed. Speed. Everybody loves instant gratification. When you work…
Psychology
Here is how my Psychology background helped me become the mortgage broker of the year. If you want to take your business to the next level, try applying what you…
15-year fixed rate mortgage versus a 30-year fixed rate mortgage
If you were given a chance to choose between a 15-year fixed rate mortgage versus a 30-year fixed rate mortgage, choose to go with the 30-year fixed rate mortgage, and…
What to expect after your offer is accepted
Did your offer get accepted? If so, congratulations! One of the first major items in the escrow process is the home inspection. Hopefully you took some time for yourself to…
Finding a home and making an offer
In earlier posts we discussed finding the right lender and realtor. Now it is time to move on to the most exciting and sometimes nerve racking part of the home…
How to pick the right real estate agent
In our last post we talked about the pre-approval and how the two most important items that any potential home buyer needed to focus on first was their credit and…
Two major items home buyers need to think about before contacting a realtor.
Many people find it useful to have a checklist and on any good checklist these 2 items should be the first items on that list. as they are essential to…
